THE RELATIONSHIP BETWEEN THE LEVEL OF UNDERSTANDING OF THE MURABAHAH AND MUDHARABAH CONTRACTS WITH THE EFFICIENCY OF CASH MANAGEMENT IN MSMES IN FELDA VILLAGE HUTAN PERCHA, MALAYSIA
Abstrak
Penelitian ini bertujuan menganalisis hubungan tingkat pemahaman akad murabahah dan mudharabah dengan efisiensi pengelolaan kas pada UMKM di Kampung FELDA Tun Ghafar Hutan Percha, Melaka, Malaysia. Masalah penelitian berangkat dari kondisi UMKM berbasis rumah tangga yang memiliki perputaran kas harian cepat, tetapi rentan mengalami pencampuran uang usaha dan uang rumah tangga. Penelitian ini menggunakan pendekatan kuantitatif dengan desain korelasional. Variabel bebas terdiri atas pemahaman akad murabahah dan pemahaman akad mudharabah, sedangkan variabel terikat adalah efisiensi pengelolaan kas. Sampel penelitian berjumlah 30 pelaku UMKM yang dipilih melalui purposive sampling. Data dikumpulkan menggunakan kuesioner skala Likert dan dianalisis melalui statistik deskriptif, uji validitas, uji reliabilitas, uji korelasi, dan regresi linear berganda. Secara konseptual, pemahaman murabahah membantu pelaku UMKM mengatur harga pokok, margin, cicilan, dan jadwal pembayaran. Pemahaman mudharabah membantu pelaku UMKM mencatat modal, laba, nisbah bagi hasil, dan pelaporan usaha. Penelitian ini merekomendasikan penguatan literasi keuangan syariah berbasis praktik kas harian bagi pelaku UMKM
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Penelitian ini bertujuan menganalisis hubungan tingkat pemahaman akad murabahah dan mudharabah dengan efisiensi pengelolaan kas pada UMKM di Kampung FELDA Tun Ghafar Hutan Percha, Melaka, Malaysia. Masalah penelitian berangkat dari kondisi UMKM berbasis rumah tangga yang memiliki perputaran kas harian cepat, tetapi rentan mengalami pencampuran uang usaha dan uang rumah tangga. Penelitian ini menggunakan pendekatan kuantitatif dengan desain korelasional.
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| Record Field | Official Record Value |
|---|---|
| ASIA Index Record ID | ASIA-2026-191572 |
| Index Status | VERIFIED & INDEXED |
| Record Type | Scholarly Article |
| Publication Origin | APASIFIC Scholarly Ecosystem |
| Date Submit | 20 Juli 2026 |
| Date Published | 29 Juli 2026 |
| Record Version | 1.0 (Canonical Release) |
2. Article Identification
| Field | Details |
|---|---|
| Article Title | THE RELATIONSHIP BETWEEN THE LEVEL OF UNDERSTANDING OF THE MURABAHAH AND MUDHARABAH CONTRACTS WITH THE EFFICIENCY OF CASH MANAGEMENT IN MSMES IN FELDA VILLAGE HUTAN PERCHA, MALAYSIA |
| DOI | 10.5281/zenodo.21693340 |
| Publication Venue / Journal | AJCS - Pengabdian Kepada Masyarakat (PKM) |
| ISSN / eISSN | Dalam Antrean |
| Subject Category | Community Services & Applied Development |
| Document Type / Language | Research Article · English |
3. Author & Research Identity
| Identity Element | Verification Details |
|---|---|
| Authors | Saiful Muchlis, Istiqamah Maggu, Nur Inayah Amrin, Azzahra Aulia Ramli, Malathi A/P Bandiservran, Afrina Binti Nazri, Lince Bulutoding, Berkah Rahmawati |
| ORCID Registry | ✓ Linked / Verified System ID |
| Affiliations | Academic & Research Institution |
| Author Identity Status | ✓ Verified & Provenance Resolved |
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| Source / Infrastructure | Status | Record / Evidence |
|---|---|---|
APASIFIC(30/30 pts) | ✓ Origin Verified | Internal Publication Record |
DOI / Zenodo(25/25 pts) | ✓ Verified | 10.5281/zenodo.21693340 |
Zenodo(15/15 pts) | ✓ Linked | Zenodo ID: 21693340 |
OpenAIRE(15/15 pts) | ✓ Discovered | European Research Graph Record |
ORCID(0/10 pts) | Linked | Author Research Identity |
Google Scholar(5/5 pts) | ✓ Discoverable | Scholarly Discovery & Citation Observation |
5. ASIA Article Metrics (Individual)
| Article Metric | Value |
|---|---|
| Total CitationsNon-Self: 0 · Author Self: 0 · Journal Self: 0 | 0 |
| ASIA Article Score (AAS) | 72 |
| Citation Velocity | 1.2 / Year |
| Citation Network Status | Verified Citation Graph |
| Scholarly Chain Score | 90 / 100 |
| Metric Status | ACTIVE |
6. Journal-Level ASIA Metrics
| Journal Metric | Value |
|---|---|
| ASIA Citation Score (ACS)Corpus Network Density: 0.0158 | 9.15 |
| ASIA Scholarly Rank (ASR)Prestige-weighted Network Metric | 2.14 |
| ASIA Impact Factor (AIF) | 3.12 |
| ASIA Percentile | 94th Percentile |
| ASIA Metric Quartile | AM-Q1 |
| Category Rank | 9 / 100 |
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DOI
10.5281/zenodo.21693340
VOL 1
EDISI 2
JUL
2026
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Saiful Muchlis, Istiqamah Maggu, Nur Inayah Amrin, Azzahra Aulia Ramli, Malathi A/P Bandiservran, Afrina Binti Nazri, Lince Bulutoding, Berkah Rahmawati. (29 J). THE RELATIONSHIP BETWEEN THE LEVEL OF UNDERSTANDING OF THE MURABAHAH AND MUDHARABAH CONTRACTS WITH THE EFFICIENCY OF CASH MANAGEMENT IN MSMES IN FELDA VILLAGE HUTAN PERCHA, MALAYSIA. AJCS - Pengabdian Kepada Masyarakat (PKM), 1(2). https://doi.org/10.5281/zenodo.21693340
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